With our ability in assessing client’s income and our expertise to draw the cash flows of local businesses, we are targeting to serve urban, semi urban & rural customers with formal & informal income. We are focussed and committed to finance customers in the affordable housing segment with a focus on borrowers whose housing loan needs remain unmet. Many of these customers are served by the local money lenders for their loan requirements.
At Ummeed we are committed to reach out to these customers and become their preferred housing finance solution provider. We aim to facilitate customer’s aspiration of owning their dream home by understanding their business model, income, lifestyle, repayment capacity.
Some examples of our target customers are School Teachers, Government employees, People employed with Private/ public ltd companies, Customers with cash salary/salary plus rentals/Salary plus Commission income/salary plus agriculture income, Traders, Automobile dealers, Taxi owners, wholesellers, Service providers, distributors, Caterers, Commission agents, retailers, Kiryana shopkeepers, Tution centres, dairy owners, cloth merchants, sweet shopkeepers, small business traders & service providers etc.