To be a preferred financial partner in providing the low and middle income households of India with affordable housing loans in an innovative and personalized manner, thereby making a positive impact on the standard of living of our customers.
Focus on the Informal Income/affordable housing space and tap this large & growing market to build a scalable business model.
To deliver customer friendly and hassle free housing loans and help facilitate the dreams of millions of Indians to own a home.
Build adequate size & scale using technology & robust processes to achieve our goals.
Build value for various stakeholders like our Customers/Employees/Investors, in the process of building the company.
Focus on training around credit philosophy, Income assessment techniques and processes, which is going to be our key to SUCCESS.
Ummeed is structured as a FINTECH company and with technology we aim to offer superior experience to the borrowers.
Operational efficiencies and reduce turnaround time for customers.
Reach out to a wider range of customers using digital communication and through development of unconventional distribution models.
Use of credit scoring to enhance the speed and accuracy of credit approvals.