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Home Loan

Ummeed Housing Finance Pvt. Ltd. makes owning a house easier with speedy approvals, easy processing and minimum paperwork. We help bring your dreams of owning a house to life in an easy and hassle-free way.

Home Loan

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  • Home loan to purchase house.
  • Loan for Salaried & Self Employed borrowers.
  • Loan amount from 3 lakhs to 50 lakhs.
  • Tenor from 2 years to 20 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

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  • Loan to construct house on self owned residential plot or extension of existing home.
  • Loan for Salaried & Self Employed borrowers.
  • Loan amount from 3 lakhs to 50 lakhs.
  • Tenor from 2 years to 20 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Loan for purchasing a residential plot and there on constructing a house.
  • Loan for Salaried & Self Employed borrowers.
  • Loan amount from 3 lakhs to 50 lakhs.
  • Tenor from 2 years to 20 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Loan for renovation of borrowers existing home.
  • Loan for Salaried & Self Employed borrowers.
  • This product is suitable for internal & external repair, structural improvement, painting, water proofing, plumbing and electrical works, upgrading the flooring, tiling, construction of compound wall etc. of the self occupied house property.
  • Loan amount from 2-7 lakhs (can go up to 10 lakhs for Rajasthan).
  • Tenor from 2 years to 10 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Balance transfer of existing Home Loan from any other financial institution taken for the purpose of:
    1. House Purchase
    2. House Construction
    3. Plot purchase plus Construction