Vision & Mission | Ummeed Housing Finance
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Vision & Mission

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To be a preferred financial partner in providing the low and middle income households of India with affordable housing loans in an innovative and personalized manner, thereby making a positive impact on the standard of living of our customers.

Focus on the Informal Income/affordable housing space and tap this large & growing market to build a scalable business model.


To deliver customer friendly and hassle free housing loans and help facilitate the dreams of millions of Indians to own a home.

Build adequate size & scale using technology & robust processes to achieve our goals.

Build value for various stakeholders like our Customers/Employees/Investors, in the process of building the company.

Focus on training around credit philosophy, Income assessment techniques and processes, which is going to be our key to SUCCESS.

Our Differentiators

Ummeed is structured as a FINTECH company and with technology we aim to offer superior experience to the borrowers.

Operational efficiencies and reduce turnaround time for customers.

Reach out to a wider range of customers using digital communication and through development of unconventional distribution models.

Use of credit scoring to enhance the speed and accuracy of credit approvals.