Ummeed Housing Finance
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Dear Customers,

We value your relationship with Ummeed Housing Finance Private Limited

It has been our endeavor to provide you the best services. In order to make our product & services available to the clients on a regular basis; we need to keep the same aligned to the market trends. As you are aware that your existing loan with Ummeed Housing Finance is on "Floating Rate of Interest" and this rate of interest is intrinsically influenced by the economic situation and other factors effecting the lending business and are also based on the type of loan, loan size, type of security provided, security cover, tenure of loan and risk profiling etc.

Therefore in view of the aforesaid, we wish to inform you that with effect from 5th Aug'19 ("Said Date"), we have revised the URR (Ummeed Reference Rate) by 0.5%. This change will effect in the upward revision of your existing rate of interest by 0.5% .

Therefore, with effect from the "Said Date" mentioned above, interest is payable by you as per the aforesaid revised Rate of Interest on the outstanding loan amount availed by you from Ummeed Housing Finance Private Limited under the loan agreement and other documents executed by you with/in favour of Ummeed Housing Finance Private Limited. Please note that effect of the revision as aforesaid will be on the tenure of the loan while we have kept the EMI amount same.

All other terms & conditions of the loan documents shall remain the same. This is without prejudice to the provisions of the loan agreement

Assuring you the best of our services.


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Welcome to Ummeed Housing Finance Pvt. Ltd.

Ummeed Housing Finance Private Limited (Ummeed Housing Finance) is a company registered with National Housing Bank (NHB) as a housing finance company under National Housing Bank Act, 1987. Managed by a team of experienced professionals, we work with a common motive, i.e. providing home loans and loan against property to lower & middle income Indian families. Features like unique products, minimum documentation and low interest rate makes us a friendly organization that stands out from the rest. Ummeed aims to undertake several steps to help people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population.Read More

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At Ummeed Housing Finance, we understand that owning a home is one of the most important dream of your life. Hence, we are committed to provide every individual with our unique products that are designed to fulfill your dream and make life easy. Read More