Ummeed Housing Finance Private Limited (Ummeed) is a housing finance company registered with National Housing Bank (NHB) under National Housing Bank Act, 1987.
Ummeed Housing Finance is a professionally managed housing finance company, registered with National Housing Bank (NHB).The company is managed by a team of experienced professionals, who work with a common motive of providing Home Loan, Business Loan, Loan against property to lower & middle income Indian families based out of Urban & Semi Urban areas.
Ummeed aims to undertake several steps to provide financing facilities to people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population. Ummeed uses a unique set of specialised trade specific income grids to derive loan eligibility for its informal income customers.
Ummeed Housing Finance Pvt. Ltd. with 10000+ customers and a AUM of 700 cr, has already embarked on building a substantial book size of loans. The focus of the company is to leverage technology in delivering a superior customer experience through out the life cycle of the loan.
Our customer needs are varied and so we at Ummeed take exceptional care to understand and offer customized loan products ranging from 3 lakhs to 30 lakhs, to suit those needs. Our varied range of property backed loan products are:
- Home Loan (Purchase & construction of home, Extension & renovation of house.)
- Loan against property ( for personal use, like medical exigency, child education, property purchase etc.)
- Business loans against property (cater to working capital & other business needs)
- Small ticket business loan (exclusive small amount & short term loans for shopkeepers)