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Financial Literacy

Ummeed Housing Finance Private Limited (Ummeed) is a housing finance company registered with National Housing Bank (NHB) under National Housing Bank Act, 1987.

Credit Scores - Understanding & Maintaining Good Scores

A credit score is a three-digit number that represents a person’s credit score or worthiness.  While taking a Home loan, Personal loan... Read more

Loan Interest Rates : Floating vs Fixed

In a lending situation, Interest rates can be “fixed or floating”. Floating rates normally refer to a spread over a market benchmark rate i.e LIBOR. A Fixed .... Read more

Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana (PMAY) is an initiative by Government of India with the objective to provide Housing for All in urban areas by 2022..... Read more

How to increase your Home Loan Eligibility?

Owning a home or buying a home for family is a dream for everyone. It’s a very big decision for an individual that involves a lot of time, multiple processes and among everything, your loan eligibility... Read more