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नए ऋण के लिए हमें एक मिस्ड कॉल दें - 8287991991

संपति पर ऋण

A loan against property is a secured loan that offers Finance and has a flexible repayment period. Ummeed housing is among the reputed NBFCs providing finance against property where you can get a Loan Against Property while also taking care of your financial needs without giving up ownership or possession of the property. So, if you require financial aid and want to learn more about Loan Against Property, and the many advantages, and benefits of LAP, you've come to the right place. Apply for a loan against property online now!

संपति पर ऋण

  • निर्मित आवासीय और वाणिज्यिक संपत्तियों पर ऋण।
  • वेतनभोगी और स्व-नियोजित उधारकर्ताओं के लिए ऋण
  • ऋण राशि 3 लाख से 25 लाख तक।
  • अवधि 2 वर्ष से 7 वर्ष तक।
  • उधारकर्ता के पास बैंक खाता होना चाहिए।
  • ऋण की परिपक्वता के समय ग्राहक की आयु 25 वर्ष से अधिक और 65 वर्ष से अधिक नहीं होनी चाहिए।
  • ऐसे शहर में रहना चाहिए जहां उम्मीद हाउसिंग फाइनेंस का कार्यालय हो।
  • गारंटर अनिवार्य नहीं है।
  • वित्तपोषित संपत्ति के सभी मालिक और सभी व्यक्ति जिनकी आय को ऋण के लिए माना गया है, उन्हें ऋण के लिए सह-आवेदक होना चाहिए।
  • निम्नलिखित अंतिम उपयोगों के लिए ऋण लिया जा सकता है :
    1. संपत्ति की खरीद/अधिग्रहण/नवीनीकरण
    2. बच्चों की उच्च शिक्षा
    3. परिवार के चिकित्सा खर्च
    4. यात्रा का उद्देश्य
    5. संपत्ति पर मौजूदा ऋण का बैलेंस ट्रांसफर
    6. कोई अन्य वैध अंत उपयोग

Features and Benefits

  • Loan amount from 3 lakhs up to 25 lakhs.
  • Tenure from 2 years to 7 years.
  • Tax Benefits on LAP Loan.
  • Manage huge expenses at an affordable rate.
  • Few documents required.
  • Fast Sanction and Approval.
  • You can use funds for personal use.

Faq's

A loan against property is a type of loan that is secured by using a property as collateral.
Yes. You can avail of the Ummeed Housing Finance Loan Against property loan as a co-owner of a joint property, but all co-owners must be co-applicants for the loan account as well.
A loan against property works by using a property as collateral for the loan. The lender will assess the value of the property and offer a loan amount based on a percentage of the property value.
The eligibility criteria for a loan against property typically include having a steady income, a good credit score, and owning a property that can be used as collateral.
Documents typically required for a loan against property include proof of income, proof of identity, proof of ownership of the property, and property documents such as the sale deed and property tax receipts.
Yes, you can get a loan against property for a self-occupied or rental property.