Investors | Ummeed Housing Finance
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Dear Customers,

We value your relationship with Ummeed Housing Finance Private Limited

It has been our endeavor to provide you the best services. In order to make our product & services available to the clients on a regular basis; we need to keep the same aligned to the market trends. As you are aware that your existing loan with Ummeed Housing Finance is on "Floating Rate of Interest" and this rate of interest is intrinsically influenced by the economic situation and other factors effecting the lending business and are also based on the type of loan, loan size, type of security provided, security cover, tenure of loan and risk profiling etc.

Therefore in view of the aforesaid, we wish to inform you that with effect from 5th Aug'19 ("Said Date"), we have revised the URR (Ummeed Reference Rate) by 0.5%. This change will effect in the upward revision of your existing rate of interest by 0.5% .

Therefore, with effect from the "Said Date" mentioned above, interest is payable by you as per the aforesaid revised Rate of Interest on the outstanding loan amount availed by you from Ummeed Housing Finance Private Limited under the loan agreement and other documents executed by you with/in favour of Ummeed Housing Finance Private Limited. Please note that effect of the revision as aforesaid will be on the tenure of the loan while we have kept the EMI amount same.

All other terms & conditions of the loan documents shall remain the same. This is without prejudice to the provisions of the loan agreement

Assuring you the best of our services.


For Ummeed Housing Finance Private Limited

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Lok Capital

Lok promotes inclusive growth in India by making long-term equity investments. Launched in 2004, it backs entrepreneurs who cater to large underserved segments through investments in financial services, agriculture/livelihood and healthcare sectors. In addition to capital, Lok supports the portfolio companies through a variety of engagements which include fellowship programs and technical assistance. Lok manages three funds with over USD 125 mn under management.

Duane Park

Duane Park Private Limited (“Duane Park”), was incorporated in June 2016 under the Companies Act, 2013. Duane Park has been established to engage in private and public investments, participate in the business of trading activities and provide management consultancy services. Duane Park has also made strategic investments in startups and other companies including SpiceJet Limited, Bajaj Holdings, Ummeed Housing Finance, Yaantra.com, Casita.com, FLOcolive.com and Sukkhi.com, amongst others.

LGT IMPACT

LGT is the family office of the Princely House of Liechtenstein – the world’s largest privately-owned Private Banking and Asset Management group with USD 149.7 billion AUM as of March 2017. LGT has around 3,000 employees in more than twenty locations in Europe, Asia, the Americas and the Middle East. LGT Impact is the impact investing arm of LGT. Other funds under the LGT Group includes LGT Venture Philanthropy. LGT Impact, founded in 2007, is a private equity impact investor targeting both attractive financial returns and measurable, positive societal impact across education, health, agriculture, energy and IT, across Latin America, East Africa and India. The fund invests growth capital in purpose-driven companies with scalable business models which provide underserved people with access to affordable products, services, livelihood opportunities.