For a New Loan give us a missed call on -8287991991

Ummeed Housing Finance Certification Badge FEB 2024 2025

Loan Against Property

A loan against property is a secured loan that offers Finance and has a flexible repayment period. Ummeed housing is among the reputed NBFCs providing finance against property where you can get a Loan Against Property while also taking care of your financial needs without giving up ownership or possession of the property. So, if you require financial aid and want to learn more about Loan Against Property, and the many advantages, and benefits of LAP, you've come to the right place. Apply for a loan against property online now!

Loan Against Property

  • Loan against built up residential and commercial properties.
  • Loan for Salaried & Self Employed borrowers
  • Loan amount from 3 lakhs to 25 lakhs.
  • Tenure from 2 years to 7 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Loans can be taken for the following end uses :
    1. Purchase/Acquisition/Renovation of property.
    2. Higher Education of children.
    3. Medical expenses of family.
    4. Travel Purpose.
    5. Balance Transfer of existing Loan against Property.
    6. Any other lawful end use.
Apply Now
Quick Links

Features and Benefits

  • Loan amount from 3 lakhs up to 25 lakhs.
  • Tenure from 2 years to 7 years.
  • Tax Benefits on LAP Loan.
  • Manage huge expenses at an affordable rate.
  • Few documents required.
  • Fast Sanction and Approval.
  • You can use funds for personal use.

Faq's

A loan against property is a type of loan that is secured by using a property as collateral.
Yes. You can avail of the Ummeed Housing Finance Loan Against property loan as a co-owner of a joint property, but all co-owners must be co-applicants for the loan account as well.
A loan against property works by using a property as collateral for the loan. The lender will assess the value of the property and offer a loan amount based on a percentage of the property value.
The eligibility criteria for a loan against property typically include having a steady income, a good credit score, and owning a property that can be used as collateral.
Documents typically required for a loan against property include proof of income, proof of identity, proof of ownership of the property, and property documents such as the sale deed and property tax receipts.
Yes, you can get a loan against property for a self-occupied or rental property.

Home Loans in Your City

Delhi

Delhi

Haryana

Haryana

Punjab

Punjab

Rajasthan

Rajasthan

Uttarakhand

Uttarakhand

UP

Uttar Pradesh

TG

Telangana

MP

Madhya Pradesh

AP

Andhra Pradesh

Customer Stories

Mr. Harvinder Singh

Product:- Loan Against Property | Loan Amount : Rs. 10,00,000/- | End Use:- Shop Purchase

Harvinder is a canter driver and owns a small dairy business. He wanted to purchase a nearby shop which was being sold at a very nominal price that can be let out on rent to provide him with additional income. To buy this shop he wanted to avail a loan facility and was denied from multiple places because of his cash earnings. He approached Ummeed through one of Ummeed’s Loan officer and within 10 business days he was provided with a Rs 10 Lacs loan for shop purchase.

Customer Experience

Thank You Ummeed for making my dream come true, wish you all success in future.

Customer Stories

तंवर सिंह

Product:- Loan Against Property | Loan Amount : Rs. 4,50,000/- | End Use:- Shop Renovation

मेरा नाम तंवर सिंह है और मेरी सांगनेर (जयपुर) में एक किराने की दुकान है। जब भी वव्यसाय के लिए पैसों की जरूरत होती थी तो स्थानीय साहूकारों से लोन लेता था। कुछ दिन पहले उम्मीद के लोन अफसर हमारी मार्केट में आए और बिज़नेस लोन के बारे में बताया, जिसका ब्याज दर साहूकार के ब्याज दर से बहोत काम था। इस बार जब अपनी दुकान का नवीनीकरण करने के लिए और स्टॉक बढ़ाने के लिए सोचा तो उम्मीद हाउसिंग फाइनेंस से संपर्क किया, और देखते ही देखते हमें सात - आठ दिनों में हमारी प्रॉपर्टी और आय के आधार पर बिज़नेस लोन मिल गया।

Customer Experience

अब मैं शान से कह सकता हूँ की मेरी दुकान सबसे पुरानी ही नहीं बल्कि सबसे बढ़िया भी है।

Customer Stories

सोना देवी (इलेक्ट्रॉनिक स्टोर ओनर)

Product:- Loan Against Property | Loan Amount : Rs. 20,00,000 /- | End Use:- Commercial Property Purchase

मेरा नाम सोना है और मैं अपने पति के साथ सोनीपत में एक इलेक्ट्रॉनिक्स आइटम्स की दुकान चलाती हूं | हमारा काम अच्छा चल रहा था और हम अपने बिज़नेस को बढ़ाने के लिए अपनी दुकान के पास वाली दुकान भी खरीदना चाहते थे | हमने आज तक कोई लोन नहीं लिया था जिसके कारण कोई भी बैंक हमे दुकान खरीदने के लिए लोन नहीं दे रहा था और मैं साहूकारों के पास भी उनके भारी ब्याज दरों की वजह से नहीं जाना चाहती थी | एक दिन उम्मीद हॉउसिंग फाइनेंस की टीम हमारी मार्किट में आयी और उनके लोन अफसर ने बताया की हमे हमारी आमदनी और दुकान की कीमत के आधार पर नयी दुकान खरीदने के लिए लोन मिल जायेगा | इस जानकारी के बाद हमने अपने कागज़ात उनके लोन अफसर को दिए और उम्मीद ने मात्र 8 दिनों में हमारा लोन स्वीकृत कर दिया |

Customer Experience

आज हमारी दुकान मार्किट की सबसे अच्छी और बड़ी दुकानों में से एक हैं | धन्यवाद् उम्मीद, आपने सही समय पर साथ दे कर हमारे बिज़नेस को बढ़ाने में मदद की |