Skip to main content

For a New Loan give us a missed call on -8287991991


Ummeed Housing Finance Private Limited (Ummeed) is a housing finance company registered with National Housing Bank (NHB) under National Housing Bank Act, 1987.

Ummeed Housing Finance is a professionally managed housing finance company, registered with National Housing Bank (NHB).The company is managed by a team of experienced professionals, who work with a common motive of providing Home Loan, Business Loan, Loan against property to lower & middle income Indian families based out of Urban & Semi Urban areas.

Ummeed aims to undertake several steps to provide financing facilities to people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population. Ummeed uses a unique set of specialised trade specific income grids to derive loan eligibility for its informal income customers.

Ummeed Housing Finance Pvt. Ltd. with 35000+ customers and a AUM of 1750 cr, has already embarked on building a substantial book size of loans. The focus of the company is to leverage technology in delivering a superior customer experience through out the life cycle of the loan.

Our customer needs are varied and so we at Ummeed take exceptional care to understand and offer customized loan products ranging from 3 lakhs to 30 lakhs, to suit those needs. Our varied range of property backed loan products are:

  • Home Loan (Purchase & construction of home, Extension & renovation of house.)
  • Loan against property ( for personal use, like medical exigency, child education, property purchase etc.)
  • Business loans against property (cater to working capital & other business needs)
  • Small ticket business loan (exclusive small amount & short term loans for shopkeepers)


Exclusive focus on low & middle income segment
Total family income to be considered for loan eligibility
Specialized assessment as per the borrower’s business/trade
Income documents not a hindrance for calculating loan eligibility
Doorstep service and fast processing




To be a preferred financial partner in providing the low and middle income households of India with affordable housing loans in an innovative and personalized manner, thereby making a positive impact on the standard of living of our customers.Focus on the Informal Income/affordable housing space and tap this large & growing market to build a scalable business model.



To deliver customer friendly and hassle free housing loans and help facilitate the dreams of millions of Indians to own a home.Build adequate size & scale using technology & robust processes to achieve our goals. Build value for various stakeholders like our Customers/Employees /Investors, in the process of building the company. Focus on training around credit philosophy, Income assessment techniques and processes, which is going to be our key to SUCCESS.

Our Differentiators

Our Differentiators

Ummeed is structured as a FINTECH company and with technology we aim to offer superior experience to the borrowers.Operational efficiencies and reduce turnaround time for customers. Reach out to a wider range of customers using digital communication and through development of unconventional distribution models. Use of credit scoring to enhance the speed and accuracy of credit approvals.