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Privacy Policy

UMMEED HOUSING FINANCE Private Limited is a housing finance company registered with National Housing Bank (NHB) as a housing finance company under National Housing Bank Act, 1987.

Terms of Use

This Privacy Policy shall be bound on any person accessing the website and shall be unconditionally imposed on each and every user of the website.

Ummeed respects the privacy of our users, severally and collectively, and has made this Privacy Policy to ensure transparency regarding how we process the data associated, publish, transmitted, displayed and provided, by you, on this website. This Privacy Policy is intended to for the User of the website, in part or complete. Your use/continuous use of this website will constitute in your unconditional assent to acknowledgment of these privacy policies and intention to being bound within its scope. Please ensure your familiarity with these policies to better facilitate your knowledge regarding the use of this website.

Sensitive/Confidential Data

Ummeed Housing Finance Private Limited (“Ummeed”) upholds sanctity of privacy and private information and thereby discourages any disclosure, in any form, that may be sensitive or confidential, in part or complete. If, and when, you choose to publish, transmit, or store any information on the website the company shall consider such information as not confidential and sensitive and will process it in adherence to the terms applicable herein.

Ummeed holds, bears or takes no responsibility or liability for using, processing and utilizing any such data provided to it in due course of using of its website by any user.

Personal Information and its Use

The user may submit certain personal information, such as name, nationality, phone number, email-id, etc., to access certain functions and parts of our website. By submitting, transmitting or publishing such information the User grants Ummeed unconditional and unqualified right and authority, to use, mutate, dissect, perform, process, store, reproduce, adapt, transmit or distribute, in part or complete, any and all such data, in consolidation with any other data so provided in use of this website or any data arising or produced by the user caused due to the use of our website. The user also agrees that Ummeed is free to utilize and share this data in any shape, form and method to any business partners.

The user also agrees and acknowledges that such data may be shared with business and commercial partners, affiliates or group companies to facilitate market research, improve our services, comply with judicial orders, enable business operations etc. Ummeed takes appropriate measures, to the best of its abilities, to ensure such data is processed in compliance with international security standards.

Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose personal information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may ah use or misuse your personal information that they collect from the Site. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private. Notwithstanding the above we will not disclose any of your personally identifiable information to third parties unless:

We have your permission to provide products or services you’ve requested circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or regulators or law enforcement agencies requiring such disclosure We will collect anonymous traffic information from you when you visit our site. We will collect personally identifiable information about you only as part of a voluntary registration process or any combination thereof. Upon request, we will remove/block your personally identifiable information from our database, thereby cancelling your registration. However, your information may remain stored in archive on our servers even after the deletion or the termination of your account.

Your right to privacy is very important. We recognize that when you choose to provide us with information about yourself, you trust us to act responsibly. We believe this information should only be used to help us provide you with better service. That’s why we have put a policy in place to protect your personal information. Below is a summary of our policy.

Personal information that we collect

We will collect anonymous traffic in formation from you when you visit our site. We will collect personally identifiable information about you only as part of a voluntary registration process or any combination thereof.

Cookies and Web beacons

Our Site uses a technology called cookies that may be used to provide you with specific information. A cookie is a small element of data that our Site may send to your computer. Any such cookie is typically stored on your computer’s hard drive and permits our Site to recognize you when you return to the Site. Our use of cookies he1ps us to provide you with a better experience during your use of our Site by allowing us to understand what areas of the Site are of interest to you. These cookies do not track your individual information.

Due to the rapidly evolving technologies on the Internet, we may occasionally update this policy. All revisions will be posted to this Site.

Limitation of Liability

Ummeed shall not be responsible, unconditionally, for any loss, injury, claim, liability or damage, in any form, caused due to the use or inability to use any information provided or published on the website. Ummeed shall, under no circumstances, holds no responsibilities to any damage, injury or loss caused due to a virus infection upon your computer and system, affected via your use of this website, including browsing or downloading.

Third Party Websites

Our website utilizes various sections and elements that may direct or re-direct the user to a third-party website, which is not governed under the purview of this present privacy policy. Those third-party websites may further direct or redirect users to other foreign websites, which Ummeed has no control over. We recommend our users to independently, on their own initiative, verify and familiarize themselves with privacy policies governing such websites. We take no guarantee or responsibility regarding how the data is processed on these websites.

Intellectual Property, limited license and permitted use of the website

All of the material available on the website, including any information, present, published, transmitted etc, inclusive of any image, text, audio, graphic etc., are intellectual property of Ummeed and the use of website in any form does not grant the user, any conditional or unconditional right, express or constructive, any license to any intellectual property of Ummeed.

You are granted a limited license to store one copy of resources and information available on our website, explicitly to be used for personal purposes, restricted to non-commercial usage. You are further constrained from transmitting, publishing, mutating, dissecting, performing, replicating or distributing such information or resource except without written consent from Ummeed.

Protecting your privacy

Upon request, we will remove / block your personally identifiable information from our database, thereby cancelling your registration. However, your information may remain stored in archive on our servers even after the deletion or the termination or your account. We will take appropriate steps to protect your privacy in relation to your use of our Site. This Site may provide links to third party sites. Since we do not control such linked sites, we encourage you to review the privacy policies of these third-party sites.

Jurisdiction

Ummeed does not promote or endorse the publication, availability or use of the website and associated information in every location. Whoever chooses to access or utilize the use of this website, shall do so on their own initiative and shall ensure compliance with all of their local laws. Ummeed takes no responsibility or liability for any breach associated to any such situation.

Modification

We reserve the right, at Our sole discretion, to change, modify or otherwise alter this Privacy Policy at any time without prior notice. Such changes and/or modifications shall become effective immediately upon being posted/published on the Service herein. Your continued use of the Service following the posting of changes and/or modifications will constitute Your acceptance of any revised Privacy Policy. We retain the right at any time to deny or suspend access to all or part of the Service to anyone who We believe has violated any condition of this Privacy Policy.

Governing Law

Any and all dispute arising out of any breach of any policies associated with the website or any violation associated with breach of trademark or any other intellectual property shall be governed in accordance with laws of India. In an event of any dispute brought by the User, it will be subjected to exclusive jurisdiction of Delhi, India, exclusively and all such decisions shall be binding upon parties.

Contact Us

If you have any questions about this Privacy Policy or the practices of Platform or Your dealings with the Website, you can contact Us at www.ummeedhfc.com or you can write and send a letter to us at the below address:

Ummeed Housing Finance Pvt. Ltd.
Unit No. 809-815, 8th floor, Tower — A,
Emaar Digital Greens, Golf Course Extension Road,
Sector-61 , Gurugram -122102