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Loan Against Property

Ummeed Housing Finance Pvt. Ltd. helps you to leverage your owned property to avail additional finances to fulfil your requirements and it can act as a financial savior in times of crisis.

Loan Against Property

  • Loan against built up residential and commercial properties.
  • Loan for Salaried & Self Employed borrowers
  • Loan amount from 3 lakhs to 25 lakhs.
  • Tenor from 2 years to 7 years.
  • Borrower should have a bank account.
  • Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
  • Should be residing in a city where UMMEED HOUSING FINANCE has an office.
  • Guarantor not mandatory.
  • All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Loans can be taken for the following end uses :
    1. Purchase/Acquisition/Renovation of property
    2. Higher Education of children
    3. Medical expenses of family
    4. Travel Purpose
    5. Balance Transfer of existing Loan against Property
    6. Any other lawful end use